06 · Financing and grants
A good project shouldn't fail for lack of funding.
We help you put together financing for the entire investment. For private clients by combining their own funds, bank products and other financial-market instruments; for companies also through non-repayable EU grants (NFP) and subsidy schemes.
What exactly we do for you
We plan financing together with the design, not after it.
Project budget and financial plan
Already at the design stage we calculate real costs and split them into phases. You know what the project will cost and when you will need which funds.
Financing for private clients
Together we set up a financing structure that covers the entire investment: your own funds, a mortgage or loan and other financial-market instruments. Loan and investment products are arranged by our partners registered with the National Bank of Slovakia.
Grants and subsidies for companies
We check whether your project qualifies for non-repayable EU grants, state subsidy schemes or other support instruments. We help with the application and make sure the design and delivery meet the conditions of the call.
Why ELBEGA
Financing that keeps pace with the project
Client benefits
What you gain by working with us
A path to covering the whole investment
We look for a combination of sources that covers the whole project, even if you don't have the full amount today.
Less paperwork
Documents for the bank and for the grant application come from a single project and a single budget.
Budget under control
You know what the project costs, how it will be paid for and when funds are drawn.
One partner
Design, delivery and coordination of financing in one pair of hands.
What an investment can be made of
Sources we work with
Own funds
Savings or company equity, sensibly spread across the project phases.
Bank products
Mortgages, renovation loans, investment and working-capital loans or leasing. Arranged by our partners registered with the National Bank of Slovakia.
Investment instruments
Other financial-market instruments to suit your situation, always through registered partners.
Grants and subsidy schemes
Non-repayable EU grants, state and regional subsidy schemes and other support programmes for companies.
How the process works
From the idea to the final drawdown
Consultation and intent
Project scope, own funds, goals and timing.
Budget and financial plan
Cost calculation, phasing and drawdown plan.
Choosing the sources
A combination of own funds, bank products via registered partners and grants or subsidies.
Documents and applications
Documentation for the bank, grant application, budget and schedule in the required form.
Delivery and drawdowns
Works aligned with drawdowns, statements of work and documentation for the bank or grant provider.
Private and corporate clients
Same goal, different tools
| Area | Private client | Corporate client |
|---|---|---|
| Typical sources | Savings, mortgage, renovation loan, other financial products. | Equity, investment loan, leasing, EU grants and subsidy schemes. |
| What we prepare | Budget, project documentation and schedule for the bank. | Budget, grant application documents, schedule and eligible-expense plan. |
| What to watch out for | That the budget includes furniture and equipment, not just construction. | Call deadlines, eligible expenses and mandatory documentation. |
| What you gain | A project finished completely, not just as a shell. | An investment with a lower own contribution and a lower risk of having to repay the grant. |
Call on perfection.
Do you have a project but lack part of the funding?
Get in touch. Together we'll find out which sources your investment can be built from, and prepare the project so that both the bank and the grant provider accept it.